Ratelock | Home Equity Loans for Self-Employed & Business Owners

Loans For Self-Employed

Self-employed or Business owner? Get approved fast!

With our home equity loans, you can still get the money that you need and achieve your goals in life!

Self-employed professional working on business finances.
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Flexible Financing Solutions

Finance Your
Business Goals

Business expenses
Tax debt relief
Home renovations
Vacations & travel
Non-traditional income
Flexible requirements

$240M+

Funded to Self-Employed

3,500+

Business Owners Helped

$68K

Average Loan Amount

4.9

Stars on Google

Business owner working on financial planning.

Financing Designed for Self-Employed Professionals

Being self-employed can be a great situation for many people and can certainly have many different advantages in your life. Unfortunately, easily acquiring funding is not one of them. Traditional banks may require many different types of documentation or may determine that your documentation is not sufficient to prove your income.

This can be a terrible awakening and many feel that this type of situation unfairly puts self-employed individuals in a bad spot. Fortunately, Ratelock does not think this way!

We Welcome Business Owners and Contractors

Business owners, contractors, and self-employed individuals are welcomed. Newcomers to Canada can also find that they are having a hard time securing funding and we include these people in our lending practices as well.

We want to help our clients and this includes those with non-traditional income that can be a little harder to prove. With our home equity loans, you can still get the money that you need and achieve your goals in life! Use a home equity loan for vacations, business expenses, tax debt, home renovations, and more!

Self-employed professional celebrating business success.

Success Stories From Self-Employed Professionals

"As a freelance consultant, traditional banks kept rejecting me. Ratelock understood my business and approved my loan quickly. Finally got the funding I needed!"

David M.

David M.

Freelance Consultant

"Running my own contracting business meant irregular income statements. Ratelock worked with me and my accountant to get approved. Excellent service!"

Robert P.

Robert P.

Contractor

"I'm a business owner with multiple income streams. Other lenders found my situation too complex, but Ratelock took the time to understand my needs. Highly recommend!"

Maria S.

Maria S.

Business Owner

"As a freelance consultant, traditional banks kept rejecting me. Ratelock understood my business and approved my loan quickly. Finally got the funding I needed!"

David M.

David M.

Freelance Consultant

"Running my own contracting business meant irregular income statements. Ratelock worked with me and my accountant to get approved. Excellent service!"

Robert P.

Robert P.

Contractor

"I'm a business owner with multiple income streams. Other lenders found my situation too complex, but Ratelock took the time to understand my needs. Highly recommend!"

Maria S.

Maria S.

Business Owner

We're Here To Help

Ratelock wants to help each customer as much as we can, and that is why we work with our customers to provide for their exact needs. Fill out our online form today or contact us to allow us to answer all of your questions and walk you through every step of the process!

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