Business Loans
Grow your business and get on the track to financial freedom.
Fast, flexible financing made simple — use your home equity to launch or expand your business with ease.
Fuel Your Growth
Unlock Your
Business's Potential
As Featured In
$300M+
In Homes Purchased
250+
Local REALTORS®
$3M+
Cash Back Provided
4.9
Stars on Google
Achieve Your Goals in 3 Simple Steps
We've streamlined the entire process. Your ideal financial solution is just a few clicks away.
Apply Online
Fill out our secure online form in minutes. Tell us your goals – it's quick and confidential.
Fast Review
Our expert team reviews your application instantly, using smart technology to find the best options for you.
Secure Your Future
Once approved, finalize your plan and take the next step towards your financial goals with confidence.
Struggling to fund your dream business?
Starting or growing a business is exciting, but navigating funding options can be overwhelming. Traditional business loans often require endless paperwork and long approval times — delaying your goals..
- Access to a wide network of lenders
- Transparent terms, no hidden fees
- Personalized options for your situation
Ratelock Makes Business Financing Simple
Use a home equity loan to quickly access the money you need to start or grow your business — without the stress. We simplify the process so you can focus on what matters most: building your success.
- Support from experienced loan officers
- Simple explanations for complex terms
- A smooth and stress-free experience
Trusted By Homeowners
Real stories from entrepreneurs who turned their business dreams into reality with Ratelock.
"Ratelock made buying our first home a breeze! The process was so much simpler than we expected, and we got a fantastic rate."
"Refinancing with Ratelock saved us hundreds on our monthly payment. The team was transparent and incredibly helpful throughout."
"Our mortgage renewal was coming up and we were stressed. Ratelock found us a better deal than our bank offered, with no hassle."
"Ratelock made buying our first home a breeze! The process was so much simpler than we expected, and we got a fantastic rate."
"Refinancing with Ratelock saved us hundreds on our monthly payment. The team was transparent and incredibly helpful throughout."
"Our mortgage renewal was coming up and we were stressed. Ratelock found us a better deal than our bank offered, with no hassle."
Frequently Asked Questions
Have questions? We have answers. Here are some of the most common queries we receive.
Credit requirements vary depending on the loan type and lender. Generally, a score of 620 or higher is recommended. However, we have options available for a wide range of credit profiles. The best way to know is to apply!
The timeline can vary, but our streamlined process is designed for speed. On average, the process from application to closing takes about 30-45 days. We work diligently to ensure a swift and smooth experience for you.
A renewal is when you sign a new contract with your existing lender at the end of your mortgage term. Refinancing involves replacing your current mortgage with a new one, which can be with your current or a new lender, often to get a better rate or access home equity.
Ready to Take the Next Step?
Find out what you qualify for. It's free, fast, and won't impact your credit score.
