Loans For Retired Individuals
Retired but struggling to get approved for a loan?
Use a home equity loan to get caught up with expenses, go on vacation, start an investment account, and more!
Enjoy Your Retirement Years
Unlock Your
Home's Value
As Featured In
$250M+
Funded for Retirees
3,500+
Retirees Helped
$75K
Average Loan Amount
4.9
Stars on Google
Financing Made Simple for Retirees
Getting a loan from a traditional bank can be difficult when retired. They may require that you jump through many different hoops just to get approved for a simple loan. This can be due to having a non-traditional income, a fixed income, or a low income.
Traditional lenders may determine that their income requirements are not met or that your income is not sufficient for the debt payments. That's where Ratelock comes in! Ratelock is dedicated to helping each customer and we understand how hard it can be to borrow money for your needs.
We Work With Your Unique Situation
We will lend to you even if you are in one of the situations previously described. Use a home equity loan to get caught up with expenses, go on vacation, start an investment account, and more!
Your retirement years should be enjoyable and stress-free. Ratelock offers home equity loans designed specifically for retirees, with flexible requirements that accommodate fixed incomes and non-traditional income sources.
Stories From Our Retired Clients
"After being turned down by three banks, Ratelock approved our home equity loan in days. We finally took that European vacation we'd been dreaming about!"
Robert M.
Retired Teacher"Living on a fixed income made it impossible to get a loan elsewhere. Ratelock understood our situation and helped us consolidate our debts. Life is so much easier now."
Patricia S.
Retired Nurse"We needed funds to help our grandchildren with college expenses. Ratelock made the process simple and worked with our pension income without any hassle."
James L.
Retired Engineer"After being turned down by three banks, Ratelock approved our home equity loan in days. We finally took that European vacation we'd been dreaming about!"
Robert M.
Retired Teacher"Living on a fixed income made it impossible to get a loan elsewhere. Ratelock understood our situation and helped us consolidate our debts. Life is so much easier now."
Patricia S.
Retired Nurse"We needed funds to help our grandchildren with college expenses. Ratelock made the process simple and worked with our pension income without any hassle."
James L.
Retired EngineerWe're Here To Help
Ratelock wants to help each customer as much as we can, and that is why we work with our customers to provide for their exact needs. Fill out our online form today or contact us to allow us to answer all of your questions and walk you through every step of the process!
