Ratelock | Emergency Loans & Home Equity Solutions

Loans For Emergency Needs

Emergencies strike, and expenses add up fast!

Ratelock can help secure the money to manage your emergency expenses.

Emergency support and financial assistance.
Family reviewing documents. Person on laptop looking concerned. Hands holding a piggy bank. Calculator and financial documents. Person looking stressed over finances. Family reviewing documents. Person on laptop looking concerned. Hands holding a piggy bank. Calculator and financial documents. Person looking stressed over finances.
Person looking stressed with bills. Couple happily discussing finances. Couple holding house keys. Moving boxes in a new home. Happy couple in their new home. Person looking stressed with bills. Couple happily discussing finances. Couple holding house keys. Moving boxes in a new home. Happy couple in their new home.

60 Seconds To Unlock Your Boost

Let's Unlock Your
Down Payment Boost

Secure up to $25,000
No credit check
Paid before moving
Any home on the market
No ownership
No repayments

$500M+

In Homes Purchased

300+

Local REALTORS®

$5M+

Cash Back Provided

4.9

Stars on Google

Medical and healthcare emergency expenses.

We've Been There Too

In life, emergencies can happen quickly and debt can pile up due to hospital bills, missed work, home damage, or other situations that are beyond your control. We understand that bad things happen to good people every day, and sometimes they just need a little bit of help getting out of these situations.

Many people have been there before, including many of our own lending experts. Debt can accumulate quickly and we are here to help you get back to normal more quickly than if you try to pay for these situations out-of-pocket on your own.

Flexible Solutions For Your Needs

Using your home's equity may be the perfect solution in these situations. Ratelock offers home equity loans with fantastic rates that you can use for anything you may need.

Home repairs and emergency maintenance.

Real Stories From Real People

"When our furnace died... Ratelock helped us get the funds quickly..."

Jennifer M.

Jennifer M.

Homeowner

"An unexpected hospital stay left us with bills we couldn't handle..."

Robert L.

Robert L.

Relief and Recovery

"After the storm damaged our roof, Ratelock helped us access our home equity fast..."

Maria S.

Maria S.

Storm Survivor

"When our furnace died... Ratelock helped us get the funds quickly..."

Jennifer M.

Jennifer M.

Homeowner

"An unexpected hospital stay left us with bills we couldn't handle..."

Robert L.

Robert L.

Relief and Recovery

"After the storm damaged our roof, Ratelock helped us access our home equity fast..."

Maria S.

Maria S.

Storm Survivor

We're Here To Help

Ratelock wants to help each customer as much as we can... Fill out our online form today or contact us to allow us to answer all of your questions and walk you through every step of the process!

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