Frequently Asked Questions
What is a home equity loan?
A home equity loan is a loan borrowed against the value of your home. Our home equity loans can be the perfect solution for our clients, who may have difficulty getting traditional financing.
How much home equity am I eligible to take out?
Lenders will generally permit you to borrow up to 65-95 percent of your home value, including existing mortgage, depending on the loan provider as well as your credit and income.
What are the advantages of a home equity loan?
It is a straightforward way to get a large sum of money in a short time. Typically, the interest rate is lower than other unsecured loans like credit cards, since your house value backs the loan.
What if I have less than perfect credit?
We can still help you! Contact us today to learn more.
How can I use this loan ?
You can use your money any way that you like. Debt consolidation, starting a business, home repairs, and even for higher education! Visit our services page to learn more!
How long does the process typically take?
Although timelines vary for each individual, we simplify the process as much as possible to get you the money you need faster!
What things should I be looking for in a loan?
Loans are a big deal, and you should consider your options carefully. We provide excellent rates with quality customer service, and we strive to keep you informed every step of the way!
How do I make my monthly payments?
Monthly payments can be made directly from your bank account.
How can debt consolidation help me today?
Debt consolidation is a great tool to get out of debt faster. Use our loans to consolidate your debt into one low monthly payment, saving on time and interest!
Why are home renovations a good idea?
Home renovations increase the value of your home, meaning you get more for your money than you would otherwise.
Can I still get a loan if I am self-employed?
Yes! Non-traditional income sources are welcome. We want to help as many people as we can with our outstanding services!
Should I refinance my existing mortgage?
Refinancing your existing mortgage is a huge decision, and we understand this. You can refinance your existing mortgage to lower your rates or get a home equity loan to achieve your goals.
What if I have other questions?
We want to help! Reach out to us on our contact page to learn more and get in touch!
Still have more questions or want to speak to an advisor? Give us a call at 1-888-877-9851 or send us a message from our contact page