Diverse professionals including teacher, nurse, engineer, freelancer, and business owner, exploring home mortgage options in Canada with a mortgage broker.

Who Is Eligible To Get A Home mortgage?

Mortgage
November 18, 2025•1 min read

Although Canada has actually tightened the guidelines on home mortgage loaning, we deal with 40+ loan providers amongst whom we can discover various different policies and guidelines which will enable you to obtain a home loan at the very best cost and also terms.

There are programs for almost every sort of borrower, including:

● Salaried Employees /Full time/ Part-time

● Freelancers / Independent Contractors./Self employed Individuals

● Newly landed immigrants. PR CARD Holders.

● Immigrants at have actually not yet landed in Canada.

● Working visa holders

● Customers without a credit history.

● Clients with a challenging credit rating.

● Clients that wish to use their mortgage refinance to fulfill their tax obligation.

We at Ratelock.ca have various borrowing programs from 40 plus lenders and these borrowing terms are upgraded every day. We at Ratelock.ca have experienced Mortgage Brokers that have the advantage of accessing multiple lenders to get you the best rate on Home Refinance.

Raj Sharma owner Ratelock.ca As a Mortgage broker, Raj Sharma works with lenders offering conventional and alternative, flexible mortgage financing sources. Raj Sharma understands that making wise life decisions, be it balanced health and wellness, finding a fulfilling career, choosing a life partner, or managing our financial matters is done best when we have a game plan. Raj Sharma's strength lies in analyzing and determining an appropriate Mortgage funding requirement for his clients. Raj brings highly creative business skill sets to your mortgage hunt process. Raj is a seasoned communicator with a diverse professional and academic background, including working closely with the Real Estate industry in Metro Vancouver. Raj brings highly creative business skill sets to your mortgage hunt process. We at Ratelock are here to help you

Raj Sharma

Raj Sharma owner Ratelock.ca As a Mortgage broker, Raj Sharma works with lenders offering conventional and alternative, flexible mortgage financing sources. Raj Sharma understands that making wise life decisions, be it balanced health and wellness, finding a fulfilling career, choosing a life partner, or managing our financial matters is done best when we have a game plan. Raj Sharma's strength lies in analyzing and determining an appropriate Mortgage funding requirement for his clients. Raj brings highly creative business skill sets to your mortgage hunt process. Raj is a seasoned communicator with a diverse professional and academic background, including working closely with the Real Estate industry in Metro Vancouver. Raj brings highly creative business skill sets to your mortgage hunt process. We at Ratelock are here to help you

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